9 Money Saving Apps To Stretch Your Student Budget

As a student, the last thing you want to be worrying about is money, especially in today’s climate. Money is something that most students will worry about at least once during their studies. Luckily, there are many apps available for students to use that will help you to make the most of your budget and, best of all, enjoy your student life to the full! You will find many apps on the market, so, to help you find the best one for your needs, we’ve narrowed it down to 8 apps that you should consider using to stretch your student budget. 


Glide is an app that prides itself on creating just ‘one simple bill’ for students, which makes managing your money a whole lot easier! If you live in a shared house, it can be awkward chasing up your housemates for late payments or even simply asking them to pay their part in the first place. If you and your house do decide to go with Glide, the company will take control of splitting all utility bills equally for you and give you just one monthly bill that covers them all. Glide also offers is a 24/7 broadband team that will be ready to handle any problems that you or your housemates might face whilst using them. Glide is a great way to make sharing a house easy! 

ideal flatmate

ideal flatmate is an app and web site that makes it easy to find your new flatmate and helps you match up with people based on lifestyle and living habits. They use an algorithm similar to a dating website that narrows down your search to help connect you with the right people to live with. The best part is its completely free to use if you are searching for new flats or roommates so you can message an unlimited number of people and property owners before you move into a new property!


Yolt is a great way to start saving money today. This app is one of the best on the market for managing a budget and saving extra money without even thinking about it. Yolt works by connecting to your bank account and automatically saving money away every time you spend. You can also manually save money with the app and set yourself regular reminders to top up your savings. Yolt gives you the ability to see all of your subscriptions in one place, so you can easily cancel any that were forgotten or just never used. 


The Cleo app is like a virtual assistant for all of your financial needs. Once your account has been created, you will find a chat-like function which allows you to message the Cleo software and get personalised budgeting tips, breakdowns and help with your bills. Cleo links up with your bank account and will tell you when you have spare money, when you should save money and even when your bills are due. 


Monzo has recently been rated a #1 student bank and now has its own budgeting app that will take away all of your money worries! On the app, you can open your own Monzo bank account for free. This account will offer you good interest rates, phone and travel insurance and the ability to connect with any other bank accounts or credit cards. Once you have your account ready, you can see all of your expenses and available money in one place. Monzo is great if you like to set a daily budget, as the app will tell you how long you have left until payday. The interest you will receive in your Monzo account is an impressive 0.27%, which is much higher than many other banks. You can literally earn money by doing nothing!


Splitwise allows you to stay on top of shared expenses with your friends. The app gives a full rundown of how much people owe you and how much you owe them. You can connect with your friends and start adding expenses for trips, food or nights out, so costs get split evenly and everyone receives the money that they are owed. This is a great app for group travel or even just managing the bills in your shared house. 


If you want to start investing or saving for your first home, then Moneybox is definitely the app for you. Moneybox has many great features including a savings ISA, a pension pot and great interest rates. All you have to do is open an account and deposit your savings. The app can automatically round up your purchases to the nearest pound. This is a great way to save money without even thinking about it! You will be surprised at how much your savings will increase. 

Money Dashboard

The Money Dashboard app will automatically organise your expenses to give you a rundown of what you can spend and what you should save. The app makes all of the hard decisions for you and will give you great advice on how to save your money wisely. If you’re new to budgeting or struggle to stick to your plan, then this app will be perfect for you! 


Chip uses AI software to automatically save your money and find you the best rates on the market. You simply connect your bank account and Chip will get started straight away! The app is great if you want to save money easily. Chip will also help you to find the best deals and prices, so you’re not spending money that you don’t have to.